Law of Attraction

Got Money Problems?  This Simple Budgeting Strategy Is Turning People’s Finances On Their Head.

Money and money related issues are one of the most common reasons why people might call a psychic.  And it’s a strategy that makes perfect sense.

After all a psychic can see what is in your energy now and what is possible in the future as well as being able to see what might be blocking your ability to either gain money or to make money work for you.  

So the technique we discuss here is not going to take away from the benefits of contacting a psychic for money or career advice, but it is going to help you to find a way to be in control of your finances and to see what you might need to do to move forward.  

Revolutionary Strategy

In some cases, it can highlight some harsh truths that some people might not like to hear, but that they need to hear so that they can get on top of their finances and their life.  

  • I can attest that this simple strategy is one that has made me wonder why I had never been taught this stuff in school and also why it took me so long to realise.  It has revolutionised the way that I now manage my money, here’s how”.
  • Assists me in some of my financial decision making.
  • Makes me feel more secure.
    Alleviates the guilt I can sometimes have for purchasing something
  • Seems to make my money go further without me having to go without the things that I want*
  • Future proofs my finances 

*Disclaimer: This is dependant on how you make decisions about what you want though!  You need to be sensible and prioritise what you need over what you want.

So, what’s the secret?

The 80/20/30 Rule

Well, it’s the 80/30/20 rule, I don’t know who originally penned this idea though so cannot assign credit where its’ due but it goes like this.

When Reality Kicks In

Now when you start to look at your finances, you might see that your income needs to be higher than it is right now to achieve these goals and it might seem impossible. But you need to realise that you have moved forward in managing your money.  You now understand what the problem is; you need to raise your income (or reduce your basic living needs) to make your finances balance out.

So instead of being generic and saying ‘I am just always broke’ which by the way is an affirmation you really don’t want to be saying because you’ll create that outcome!  Or ‘why can’t I ever make ends meet?’.  You can now say; right, I know I need to earn more income to live the lifestyle I need, how am I going to do that’.   

The last statement is much more powerful and proactive and will bring new opportunities to your door.  It will bring opportunities both in reality and in the personal development work you might need to do about your self-belief and ability to increase your income.

Which means that the next time you contact a psychic or tarot reader you can ask better and more specific questions such as; ‘I like to live where I am living but to do so sustainably I need to increase my income, can you give me some guidance on how I can go about doing that?’  Which will bring about much more focused insight and help you to move forward in the area you specifically need help with.

A psychic tarot reader is always a good option to choose when you are seeking out such advice because they can use the cards to give you a much deeper and detailed reading.  

Will you be trying the 50/30/20 rule to uphaul your financial game?  Let us know in the comments.



Four Basic Steps for Effective Creative Visualization

By Shakti Gawain

shakti gawainIf anyone can be called a self-help, self-actualization pioneer, it is Shakti Gawain. Years before “manifestation,” “the law attraction,” and “the secret” entered the lexicon, Shakti was sharing daily affirmations, meditations, and mental imagery practices that millions found could help them achieve goals, change habits, relax deeply, and significantly improve overall health and well-being. We hope you’ll enjoy this excerpt from the new 40th anniversary edition of her international bestseller Creative Visualization.

Creative Visualization is the technique of using your imagination to create what you want in your life. There is nothing at all new, strange, or unusual about creative visualization. You are already using it every day, every minute, in fact. It is your natural power of imagination, the basic creative energy of the universe, which you use constantly, whether or not you are aware of it.

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To use creative visualization it is not necessary to believe in any metaphysical or spiritual ideas, though you must be willing to entertain certain concepts as being possible. It is not necessary to “have faith” in any power outside yourself.

The only thing necessary is that you have the desire to enrich your knowledge and experience, and an open enough mind to try something new in a positive spirit

Four Basic Steps for Effective Creative Visualization

1. Set your goal

Decide on something you would like to have, work toward, realize, or create. It can be on any level — a job, a house, a relationship, a change in yourself, increased prosperity, a happier state of mind, improved health, beauty, a better physical condition, solving a problem in your family or community, or whatever.

At first, choose goals that are fairly easy for you to believe in, that you feel are possible to realize in the fairly near future. That way you won’t have to deal with too much negative resistance in yourself, and you can maximize your feelings of success as you are learning creative visualization. Later, when you have more practice, you can take on more difficult or challenging problems and issues

2. Create a clear idea or picture

Create an idea, a mental picture, or a feeling of the object or situation exactly as you want it. You should think of it in the present tense as already existing the way you want it to be. Imagine yourself in the situation as you desire it, now. Include as many details as you can.

You may wish to make an actual physical picture of it as well, by making a treasure map (described in detail later). This is an optional step, not at all necessary, but often helpful (and fun!).

3. Focus on it often

Bring your idea or mental picture to mind often, both in quiet meditation periods, and also casually throughout the day, when you happen to think of it. In this way it becomes an integrated part of your life, and it becomes more of a reality for you.

Focus on it clearly, yet in a light, relaxed way. It’s important not to feel like you are striving too hard for it or putting an excessive amount of energy into it — that tends to hinder rather than help.

4. Give it positive energy

As you focus on your goal, think about it in a positive, encouraging way. Make strong positive statements to yourself: that it exists; that it has come or is now coming to you. See yourself receiving or achieving it. These positive statements are called “affirmations.” While you use affirmations, try to temporarily suspend any doubts or disbelief you may have, at least for the moment, and practice getting the feeling that what you desire is very real and possible.

Continue to work with this process until you achieve your goal, or no longer have the desire to do so. Remember that goals often change before they are realized, which is a perfectly natural part of the human process of change and growth. So don’t try to prolong it any longer than you have energy for it — if you lose interest it may mean that it’s time for a new look at what you want.

If you find that a goal has changed for you, be sure to acknowledge that to yourself. Get clear in your mind the fact that you are no longer focusing on your previous goal. End the cycle of the old, and begin the cycle of the new. This helps you avoid getting confused, or feeling that you’ve “failed” when you have simply changed.

When you achieve a goal, be sure to acknowledge consciously to yourself that it has been completed. Often we achieve things that we have been desiring and visualizing, and we forget to even notice that we have succeeded! So give yourself some appreciation and a pat on the back, and be sure to thank the universe for fulfilling your requests.

About the author:

Shakti Gawain is a bestselling author and a pioneer in the field of personal growth and consciousness. The 40th Anniversary edition of her classic work Creative Visualization: Use the Power of Your Imagination to Create What You Want in Life was recently published by New World Library.

Excerpted from Creative Visualization: Use the Power of Your Imagination to Create What You Want in Your Life © 2002 by Shakti Gawain. Printed with permission of New World Library, Novato, CA —


Resolutions That Reap Rewards

by May McCarthy

Every New Year, the topic of resolutions comes up. That is the time of year when people are fired up and optimistic about achieving their goals. I hear friends powerfully proclaim, “I want to lose ten pounds” or “I want to get out of debt.” I even heard one friend say, “I hope that this year Uncle Bob isn’t a pain in everyone’s neck at the family reunion.” One thing that all of these resolutions or goals have in common is that they’re going to produce more of what these people don’t want in their lives.

Our subconscious is designed to help us achieve whatever we put our attention on. To make the statement “I want to lose ten pounds” true, you always have to be wanting to lose and never achieving. A better way to describe the desired outcome that you want is to say with gratitude: “I am so grateful that I have a physically fit, trim, toned, and energetic body that is pain-free and easily able to go on walks with my family and friends. We have so much fun together!” With a goal like this, your subconscious and your intuition are going to show up more often, and in more obvious ways, to point you toward steps you can take to make those statements true.

Our words are powerful tools that help us to receive whatever we describe. Unfortunately, we often give voice to what we don’t want instead of what we do want, and then we’re surprised and disappointed with the results. For example, I know a saleswoman who often says things like, “I really hope that I’m not late for my appointment with ABC Company on Tuesday. They are a huge potential customer and I don’t want them to buy from my competitor.”

Do you see anything out of the ordinary in these statements? Perhaps not, since many of us have learned to speak like this. We spend time talking about what we don’t want as a normal part of our speech. Then, we’re surprised with the results. In this example, the saleswoman is most likely going to be late for her appointment with ABC Company since that’s what she’s focused on, and she may lose the sale to one of her competitors. Her subconscious recognizes that she’s focused on being late and her customer buying from a competitor. Accordingly, she may act in a way that makes those statements true. This is not what she really wants to happen.

To enable her subconscious and intuition to help her, a more powerful statement would be, “I am so grateful to be on time and early for my appointments. I’m going to arrive at ABC Company 15 minutes early for my meeting, and I’m excited for the opportunity to sell our products and have my customer receive great value in return.” With statements like these, her subconscious and intuition will show up in a more obvious way to help make those statements true. She might get a strong, unexpected thought to check the traffic report before she decides on a route to the appointment and avoid a terrible accident and backup. She may feel an intuitive nudge to get ready sooner than she normally does so that she can leave earlier. She might receive an email or phone call that gives her insight into her customer’s needs so that her presentation can be designed to be more valuable.

We can choose to use our words to achieve more of our goals in 2016. To do this, follow the three simple steps below:

  1. Rewrite your goals daily with gratitude as though you’ve already achieved them.

Describe the outcome that you want to experience and be grateful in advance for the achievement. For example, “I am so grateful that I am living in a beautiful new home that allows my family and me to feel comfortable, safe, and happy,” or “I’m delighted to receive a minimum of $____ that easily affords all of my living, giving, and entertainment expenses. I use my talents and skills in fulfilling and satisfying ways.” Rewrite your goals daily to keep them at the forefront of your thoughts and enable your subconscious and intuition to help you notice more possibilities throughout the day to make your statements true.

  1. Read your goal statements out loud with emotion.

The practice of reading your goal attainment statements out loud anchors the meaning more fully within you. This tells your brain that you’re serious about your goals manifesting so you can begin to notice more opportunities to take steps toward achieving your goals. Muhammad Ali, one of the world’s greatest boxers, said, “It’s the repetition of affirmations that leads to belief. And once that belief becomes a deep conviction, things begin to happen.” Speaking your goal statements out loud daily with emotion helps to convince you to believe that achieving your goals is possible. Once you believe, you can receive.

  1. Imagine yourself achieving your desired outcomes.

As you create a clear picture of your realized goals in your mind, you are creating new beliefs to make those goals manifest. Visualizing the successful completion of a goal is a powerful method that many professional athletes, musicians, and businesspeople use daily as part of their preparation and training for success. Four-time Mr. Universe and seven-time Mr. Olympia Arnold Schwarzenegger has not only used mental imaging for athletic success but also credits it for his success as a Hollywood actor: “When I was very young I visualized myself being and having what it was I wanted. Mentally I never had any doubts about it.” Well-known author Robert Collier puts it this way: “Visualize this thing that you want, see it, feel it, believe in it. Make your mental blue print, and begin to build.” As you begin to see and feel yourself in your realized goals, you’ll welcome your achieved goals into your life sooner.

Set aside 20 minutes every morning to repeat the steps described above. The key here is to spend more time focusing on what you want to achieve rather than on what you don’t want or what others tell you that you can’t do. You have the freedom to choose! As you focus more of your time on your achieved goals, you will manifest more of them into your life. Earl Nightingale, a respected author and motivational speaker, said, “Whatever we plant in our subconscious mind and nourish with repetition and emotion will one day become a reality.” Repetition changes your beliefs; and once that happens, you will achieve your goals sooner and the results will last longer. 2016 can be your happiest New Year of all time, and your well-worded resolutions can help you to reap the rewards that you want!

About the author:
May McCarthy has cofounded and helped to grow six successful companies over her thirty-two-year career, with the largest growing to over $100 million in annual revenues. She credits her success to the principles described in her new book, The Path to Wealth: Seven Spiritual Steps for Financial Abundance and she firmly believes that financial success and freedom are available to anyone who is willing to apply them. Visit her online at


Junior Creators in Training

by Tom T. Moore

Fourteen years ago I learned I could request Benevolent Outcomes in my life, from the mundane, such as requesting a parking space in front of a busy restaurant, to the most important personal and business aspects.  I found they worked PERFECTLY, which is something that I had never found in my past experiments.

Requesting Most Benevolent Outcomes (MBOs) lowered my stress and fear levels, and certainly raised my awareness, as I watched in amazement at times as events came together to give me the MBOs.  I didn’t discover for several years that it had also raised my vibrational level, and in 2005 I found that during meditation I could ask questions and receive answers from my own Guardian Angel and Gaia the Soul of the Earth.  Certainly this was something I never imagined I could do, but I’ve been told everyone is capable of doing this with PRACTICE, PRACTICE, PRACTICE, I was told over and over again.

Yet I still wasn’t fully aware of what requesting MBOs really does for us until recently.  I received more information when I was reading a well-regarded trance channel’s reception, which was different from the answers I had been receiving about earth movements.

So naturally I had to ask Gaia, “Why the discrepancy?” in my next meditation.

“She reaches a much wider audience at this time Tom because of her many years of work in this field.  Therefore there would be people who would move and not complete their soul contracts if I were to give her the exact places I plan to move the earth.  On the other hand, the people who read your writings are attracted to them for a specific reason or reasons beyond the requesting of MBOs, although that is certainly the major reason.  And when people begin requesting these benevolent outcomes they raise their vibrations and awareness as we have spoken about before.

“Her readers -most of them anyway-have not reached this awareness level, although you may find this hard to believe.  Your requests for MBOs immediately begin a process of raising your own spiritual levels Tom, as you well know.  Therefore, I can give your people a more accurate explanation or forecast of what my plans are, as the people who read your writings Tom will be more inclined to request MBOs for their safety and Benevolent Prayers as you call them for their loved one’s safety.  They are learning to be the Junior Creators in Training, which has been explained to you a number of times, yes?

Yes.  Gaia, on the surface it would seem that everyone into metaphysics and interested in communications from the spiritual side would be at the same level.  How is it that people who request MBOs are at a higher vibrational level, or am I not understanding your comments?

“Yes you did understand my comments Tom, but I also understand you must make it clear for your readers.  Yes, the simple use of requesting Benevolent Outcomes does raise your vibrational rate above even those who enjoy reading these channellings from various people Tom.  They are learning, but have not started putting what they have learned into use yet.

“Requesting MBOs is the first really big step you can take to become Junior Creators in Training on a conscious level Tom.  Certainly everyone has their work they do during dreamtime, but requesting Benevolent Outcomes demonstrates to you what can be accomplished with spirit, and that is a big jump-much larger than you imagined when you began to request MBOs yourself.  When we say requesting MBOs is important in everyone’s development, we truly mean it is.  It also puts you on the road to many other discoveries, which your readers will find at times amazing.

“So all we can do in encourage your readers to continue these requests, even though on a conscious level they don’t seem to immediately work at times.  Humans are impatient Tom, and also, as you have seen many times, what you think is a Benevolent Outcome not always is when it involves other people and other beings in general.  But if your readers do request MBOs on a steady or continuing basis, they will be highly rewarded.  Their own Guardian Angels are thrilled that these people are requesting MBOs, because they know what a big leap it is for them on a spiritual level.”

Some comments on what you’ve read above.  Soul Contracts are, I’m told, the plan YOU laid out before birth (with lots of consultations) for the most learning and experiences you could possibly have in your life.  But you do have “free choice,” and many times you do not stick with the plan, but go off on another less beneficial path.  I’m told that constantly requesting MBOs keeps you on your soul path, which you have no conscious memory of during your life on earth.

Requesting MBOs must be for something SPECIFIC for you.  As an example, you can say, “I request a Most Benevolent Outcome for my drive to work today, thank you!”  Benevolent Prayers are what you say when you wish for a Benevolent Outcome for someone else.  As an example, you could say, “I ask any and all beings to assist (name) to be led to the most benevolent weight loss program for (him/her) thank you!”  You say “request” for an MBO and “ask” for a Benevolent Prayer.

And finally, “What are Junior Creators in Training,” you ask?  I’ve been told that all these lives we’re living on earth, veiled from knowing the truly magnificent souls we are, are for a great purpose.  First, we are to solve the unsolvable problems that have stumped societies across the universe and have stagnated their development.

Secondly, we have learned to live with negativity, which no one had been able to before.  Finally this negativity is starting to reduce.

And then the BIG REASON: I’ve been told we will someday join together and take over running this universe, which has never been done before in any of the billions of universes, and allow the Creator of this universe to go to a higher level.  And the souls who have had earth lives will be most important, as we have solved the unsolvable problems no one else was able to.

Begin requesting Benevolent Outcomes!

Copyright 2010 by Tom T. Moore.

About the Author:  Tom T. Moore is a speaker and author of The Gentle Way:  A Self-Help Guide For Those Who Believe In Angels and The Gentle Way II: The Story Continues. He’s also the CEO of an international film distribution company. For more information on requesting Benevolent Outcomes, visit