The Universal Law of Karma

The Universal Law of Karma

By Sandy Andrew

What is Karma?
Karma is any kind of intentional action whether it is verbal or physical. All intentional acts whether it is positive, or negative, constitute a Karmic action. From simple perspective Karma is your spiritual bank account. It is a record of your actions that form your Karmic energy balance.
The theory of Karma historically speaking was mainly entrenched in Eastern Philosophy; for example, Karma is a fundamental doctrine in Buddhism. This belief was prevalent in India before the time of the Buddha. The Buddha explained and formulated this doctrine further:
• What causes the inequality that exists amongst mankind?
• Why should a person be raised in material and emotional luxury and another is misery?
• Why are some people very intelligent and others not?
• Why do people have criminal tendencies and others have saintly characteristics?
• Why do some people appear blessed from the cradle and others cursed?
I doubt any person would think of attributing this unevenness, this inequality, and this diversity to chance. I look at the varying degree of lifestyles on Earth as a result of Karmic energy debt to the universe, but also the free will of the spirit to choose this lifestyle as a learning experience for their own growth and development. So a lifetime on earth is subject to both The Universal Laws of “Karma” and “Free Will”. Be advised that we don’t need wars, famine, and disease on Earth to create an environment for spirits’ to achieve Karmic balance.
What do I need to Know about Karma?
When you incarnate into lifetimes of learning here on earth and throughout the universe, your destiny is predetermined by your Karmic energy balance—what you need to learn now and what you have unlearned from previous lifetimes (past lives) that needs to balanced. This is your Karmic debt that you must repay to the universe. Look at these simple examples below:
• In your marriage or relationship; you commit an unfaithful act towards your partner. The same or equivalent will be dealt towards you, whether in this lifetime, or the next.
• You commit an unjustifiable murder in this lifetime; therefore, you will experience an equal fate in this or another life. The karmic debt you owe will be repaid in one form or another.

We are here to learn, and we will make mistakes; we all do. You must truly learn from your mistakes and be aware that all Karmic debts will be repaid. For every negative act you unjustifiably serve on another spirit, so shall the same be done to you. Remember you live in a living breathing planet with people who have the free will to commit acts, so just because you were a victim of an unpleasant act does not automatically mean you are repaying your Karmic debt. Inwardly you will know the difference between “Karma” and “Free Will”.

When you hear people say, “what goes around comes around,” this is where they get it from; The Universal Law of Karma. People use Karma in everyday casual conversation nowadays—they know inwardly of Karma.
Karma in a sense is your universal bank account. It is an account of what deeds you have done. Your financial banking and investment accounts remain here on earth when you pass on. Your Karma is your eternal spiritual investment account—the only account that truly matters.

Author of Your Never-Ending Life: Book 1 of the Universal Learning Series, Sandy Andrew was born in the Scottish town of Paisley. Sandy has lived, worked, and studied globally in Scotland, England, South Africa, and the USA. He has a degree in Business Management. From his diverse studies and drawing on his own life experiences, Sandy formed the concept of the Universal Learning theory. Sandy currently resides in Kansas City. For more information visit

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